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Q: My brother-in-law is on social security disability. He's 56. If someone's on disability, shouldn't they have medical insurance?

A: Social Security provides for two disability programs. One is Social Security Disability Insurance, the other is Social Security Income or SSI. Social Security Disability Insurance is paid out to workers who have been disabled, and who have paid into their disability fund. SSI, on the other hand, pays money to individuals based on need. According to the Social Security Administration's website, qualifying for Social Security benefits does not automatically entitle you to additional benefits like Medicare or Medicaid. These must be applied for separately. Medicare is a federal health insurance program mostly for individuals 65 and older. Medicaid, which is a state-administered medical assistance program for low-income individuals. Arizona's Medicaid system is called the Arizona Health Care Cost Containment System or AHCCCS. You can apply by calling (800) 334-5283. For more information about Medicaid and Medicare, call (800) MEDICARE.

Q: What's up with the rumor about a Sears store going in by Home Depot and the existing store closing?

A: Ana Jenkins, who owns and operates Sears in Payson with her husband, Don, said they are thinking about building a store, but will not be making a decision for another month or so. In the meantime, she said their Sears is here to stay.

Call 474-5251, ext. 147, to reach Roundup's What's Up? line. Leave your question on the answering machine and we'll try to find the answer.

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