One Program Provides True Low-Cost Housing

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A group of dedicated volunteers has assured residents that there will be affordable housing in the Rim Country.

They fly under the flag of Habitat for Humanity.

Our local chapter has built 13 homes in the Payson area for families in need, and they have 14 more homes currently under construction that are scheduled for completion in 2010. Unlike the loans of recent notoriety that committed people to failure, Habitat for Humanity works a plan that assures success for their home buyers.

The goal of Habitat for Humanity is to eliminate homelessness and poverty housing. They have built more than 250,000 homes around the world and have helped shelter more than a million people in 3,000 communities. Through local donations and volunteers, they build homes in the Payson area that average $130,000 for a 3 bedroom, 2 bath home.

Governments are sometimes accused of throwing money at the poverty problem with little to no success. To the contrary, Habitat for Humanity counsels the people who are selected for homes and insures their success by requiring minimum guidelines for qualification. For example, to qualify in Payson, one must have saved $2,200 for move-in costs. The family must be willing to contribute 300-500 hours of sweat equity in their home.

Additionally, they must have a steady household income of 25 percent to 50 percent of the median household income in the area, pass a background check and have an acceptable credit rating.

Our local chapter has gone the additional mile to open a Habitat ReStore. This facility is located at 403 Ash Street in Payson. The ReStore takes donations of surplus materials from contracted jobs and resells them, with all the proceeds going to Habitat for Humanity to support the building of more homes. They will also accept donations of good used appliances and furniture.

We are proud that over the years our firm has

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