Fool me once, shame on you, fool me twice, shame on me! The new insurance reform calls for premiums to begin long before they are needed for payout. The thinking is that the funds will be accumulated and held until they are needed to satisfy claims.
That has a very familiar ring ... duh Social Security funds. Social Security funds have been raided to the tune of $2.5 trillion. Are we to believe that our elected officials can keep their hands out of this cookie jar? If you believe that, I have a bridge I would like to sell you!