Social Security Questions And Answers



Question: I understand that by 2013 I will not be able to continue receiving my Social Security payments by paper check. What are the benefits of using direct deposit?

Answer: The benefits of using direct deposit are:

• It’s safe;

• It’s secure;

• It’s convenient;

• There are no checks to be lost;

• You are in control of your money; and

• You will get your benefits on time, even if you’re out of town, sick, or unable to get to the bank.

You choose the account where your Social Security payment is deposited. If you don’t have a bank account, you can use the Direct Express prepaid debit card to receive Social Security, Supplemental Security Income (SSI), and other federal benefit payments.


Question: What’s the easiest way to apply for retirement benefits?

Answer: You can apply for retirement benefits using our online retirement application at retire. It’s fast, easy and secure. There are no forms to sign and usually no documentation is required. Social Security will process your application and contact you if any further information is needed.

Question: How can I get an estimate of my retirement benefits?

Answer: Our online retirement estimator uses your Social Security earnings record to estimate your future benefits.

To use the retirement estimator, go to There, you can enter certain identifying information about yourself.


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