Most people have heard the confusion surrounding the Web site for the Health Insurance Marketplace, the government’s new platform for offering affordable health insurance. Payson Regional Medical Center’s application counselors can help make things more clear and assist with the sign-up process.
Anyone who enrolls by December 23, 2013, can have health insurance Jan. 1.
The Affordable Care Act provides access to affordable health care. Most U.S. citizens must enroll by March 31, 2014 to get coverage next year. Depending on household income and dependents, people may qualify for free healthcare through Medicaid. People can also qualify for new health insurance options on the Health Insurance Marketplace — and financial help from the government to reduce the premiums.
“This is where PRMC can help,” said Chris Wolf, chief executive officer for the hospital. “With many people in our community lacking access to a computer or having difficulty enrolling on the government’s Web site, our application counselors can help. We can assist individuals and their families evaluate the available health plan options and determine if they are eligible for Medicaid or other financial assistance.”
All health plans on the Marketplace must offer a comprehensive set of benefits, and individuals cannot be denied coverage based on a pre-existing condition. Some of the available health benefits include preventive care and wellness services, doctor visits, prescription drugs, hospital and emergency department care, lab services, pediatric services.
Arizona has also chosen to expand Medicaid through the Arizona Health Care Cost Containment System (AHCCCS) beginning January 2014. This expansion will increase eligibility limits for adults to 138 percent of the Federal Poverty Income Level, which is about $15,900 for one person. This will open Medicaid coverage to a new population, including childless adults.
Call (928) 472-1258 to make an appointment with PRMC’s Health Insurance Marketplace application coordinator.