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Want to boost your savings? Set up an automatic bank transfer from your checking to your savings account every month.

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Make and keep financial New Year’s resolutions

New Year’s resolutions are usually well-intentioned, especially those that focus on your financial fitness. If your resolutions this year address money matters like savings, spending and credit use, you can improve your chances of success by making “SMART” promises to yourself. In self-improvement circles, “SMART” is an acronym for specific, measurable, attainable, realistic and timely. Keeping those qualities in mind when setting a goal — or making a resolution — can help you accomplish what you set out to do.

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